Skip to main content

How to transfer money using UPI without Internet | Economic Times

UPI stands for Unified Payment Interface (UPI). It allows transfer of money from one bank account to another instantly via one's mobile phone. Payments can be made via app on mobile device only.Along with the online mode, UPI is also available for non-Internet based mobile devices (smartphone as well as basic phones) in the form of a dialling option, *99#, and is known as USSD 2.0. Here is a look at how you can use the use UPI without the Internet. What you need to use UPISome of the commonly used apps offering payment via UPI method are BHIM, which is developed by NPCI, and there are some private players as well such as Paytm, PhonePe, Google Pay, Amazon Pay etc.To use UPI, you must have a bank account with a member bank, i.e., your bank should allow you to use the UPI facility. Some of the member banks include State Bank of India (SBI), HDFC Bank and ICICI Bank. Along with this, your mobile number must be registered with your bank account for purpose of verification.Key services offered under *99#According to the National Payments Corporation of India (NPCI), the key services offered under *99# service include, sending and receiving interbank account to account funds, balance enquiry, setting / changing UPI PIN besides host of other services. *99# service is currently offered by 41 leading banks & all GSM service providers and can be accessed in 12 different languages including Hindi & English. Also read: How does UPI work?Features of *99# serviceSupports menu-based applications that is easy to maneuver for the usersDoes not require data connectivity (works on signaling channel) that makes it high availability serviceRound the clock availability (works even on holidays)How to register for *99#Step 1: Dial *99# from your registered mobile numberStep 2: Select your bank account Step 3: Enter the last 6 digits of your debit card number Step 4: Enter the expiry date; enter and confirm the UPI PIN. After this step you can start using the service. How to transfer money using *99# Step 1: Dial *99# from your registered mobile numberStep 2: The screen with options will open. Dial 1 to select "Send Money" and click on reply 86576025 Step 3: To send money, dial the option you want to use to send money: 1 for mobile number, 3 for UPI ID, 4 for saved beneficiary. If you want to transfer money using the person's UPI ID dial 3. 86576055 Step 4: Next step is to enter the amount you want to transfer. Dial the amount you want to transfer. After entering the amount, you will be asked to enter your UPI PIN (set at the time of registration process mentioned above). 86576076 86576090 Step 5: Up on successful transfer of money you will get this message on your phone. 86576101You will also get an SMS informing you about the transaction. DO keep in mind that you will be charged a nominal fee by your telecomm service provider for using the service.

Comments

Popular posts from this blog

Job Openings Near Me: Find Your Perfect Job Today!

A professional and modern illustration of job seekers searching for jobs on their laptops and smartphones. The scene includes a large job search portal on a screen displaying job listings, with people interacting with it. The background features a city skyline, symbolizing local job opportunities. The color scheme is bright and inviting, with a mix of blue and green tones to represent trust and growth. Looking for job openings near me ? You’re in the right place! Whether you’re searching for a full-time career, part-time work, or remote opportunities, this guide will help you find the best job openings in your area quickly and easily. Why Search for Local Job Openings? Finding a job near you offers several benefits, including: Shorter commute times Better work-life balance More networking opportunities in your local community Faster hiring process with local employers How to Find the Best Job Openings Near You Here are some proven strategies to land a job in your area: 1. Use Job Sear...

Top 10 Job Search Portals to Land Your Dream Job in 2025

Finding the right job in today’s competitive market requires more than just sending resumes. The digital age has revolutionized the way job seekers connect with employers. Whether you're a fresh graduate, a seasoned professional, or someone looking to switch careers, using the right job search portal can make all the difference. To save you time and effort, we've curated a list of the top 10 job search portals in 2025 — platforms that are fast, reliable, and feature-rich. These websites offer advanced filters, AI-powered matching, real-time alerts, and company insights to help you land your dream role faster. Let’s dive in. 1. LinkedIn Jobs Website: www.linkedin.com/jobs Why it stands out: LinkedIn remains the powerhouse for professionals in 2025. Beyond just job postings, it offers powerful networking tools, skill endorsements, company updates, and learning resources. You can follow companies, join niche groups, and even get noticed by recruiters who scout directly on th...