Credit Specialist

NTT Global Delivery Services Limited - Chennai, Tamil Nadu - Credit Specialist Principal Responsibilities (Actual job role/Key deliverables) are to: Review the customer s full TGE (Total Group Exposures) to ensure it s accurate. Review existing customer file and source systems to establish what key information is required to complete the annual review and support completion of a customer information request email. Review and analyse customer financial information, including audited accounts, projections and forecasts, and be able to demonstrate their understanding of key metrics, historic comparisons and impacts/risk analysis on borrowings and comment accurately and briefly on same. Comprehensively interrogate and analyse financial accounts to identify cash movements and produce a financial report that incorporates a summary analysis of the Profit & Loss Account, repayment capacity and the Balance Sheet. Test Covenants to identify breaches. Highlight material risk profile movements to support the Relationship Managers overall risk analysis...

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