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Overland ReadyMix - York, NE - Concrete Truck Driver: Drives a transit mixer truck equipped with auxiliary concrete mixer to deliver concrete mix to job sites. Positions available at Overland Ready Mixed location in York, St. Paul, Strang and Aurora. Requirements Must have Class B CDL license, must have an insurable driving record. Background screen, Pre-employment physical and drug screen required Benefits This job offers the following benefits: 401(k)/Profit Sharing • Dependent-Care Spending Accounts • Flexible Spending Accounts • Health-Care Spending Accounts • Medical/Dental/Vision • Prescription Drug Plan • Employee Assistance Program (EAP) • Life Insurance/Voluntary Life Insurance • Long-Term/Short-Term Disability • Credit Union •Paid Holidays/Vacations • Holiday Party • Wellness Program • Merit Increases Overland ReadyMix is an Equal Employment Opportunity (EEO) employer and does not discriminate on the basis of race, color, national origin, religion, gender, age, veteran status, political affiliation, sexual orientation, marital status or disability (in compliance with the Americans with Disabilities Act) with respect to employment opportunities. recblid z1635vpcr89llm4xrhy9o8pidfccpl... - Permanent - Full-time

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Aesculap - Hazelwood, MO - Aesculap Inc. Order Fulfillment Associate US-MO-Hazelwood Job ID: 2020-16521 Type: Regular Full-Time # of Openings: 1 Category: Healthcare St. Louis, MO Overview Aesculap, Inc., a B. Braun company, is part of a 180-year-old global organization focused on meeting the needs of an ever-changing healthcare community. Through close collaboration with its customers, Aesculap provides advanced technologies for general surgery, neurosurgery and closure technologies. Aesculap continues a proud heritage of leadership and responsiveness as we strive to deliver products and services that improve the quality of patients’ lives Responsibilities Position Summary: Responsible for the timely and accurate processing of data, pick/ship confirmation of pick ticket/packing slip, auditing to assure product accuracy, and directing the product flow through various departments. Responsibilities: Essential Duties Performs picking and shipping confirmation Audits products picked for accuracy and routes to the proper departments for final processing Prepares domestic and international shipments for transportation Provides support for all areas of the operation Performs cycle counting and reconcile problems within the operation Inputs and creates reports/documents for their functional area to keep track of product movement Pulls and packs orders for shipments Process daily orders through multi-carrier manifest system Follows procedures for control and distribution of finished devices to ensure that only those devices approved for release are distributed Complies with GMP (Good Manufacturing Practice) procedures to ensure that all obsolete, rejected, or deteriorated manufacturing materials located in storage are not inadvertently distributed Follows SOP procedures to ensure mix-ups, damages, and deterioration does not occur to materials during any stages of handling Operates forklifts, when applicable Trained/Certified to ship Hazardous shipments, when applicable Support other operations , when required (Receiving/Packaging/Labeling/Etching/Engraving) Participates on lean projects Supports LPO (Large Pending Orders) projects/OEM throughout month Must comply with applicable ISO and FDA regulations as stated in Quality Manual Must embody the Company’s Vision, Mission and Values Other duties may be assigned Supervisory Responsibilities: Not Applicable Qualifications Expertise: Qualifications-Experience/Training/Education/Etc Required: High School Diploma/GED 2 – 3 years experience required Normally requires procedural skills in reading, writing, and basic arithmetic. Must have 1 year experience with UPS/Federal Express manifest systems. One year of data processing and hands on experience with a PC is desirable. Language and mathematical skills; reasoning ability: Language Skills: Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals. Ability to write routine reports and correspondence. Ability to speak effectively before groups of customers or employees of organization. Mathematical Skills: Ability to add, subtract, multiply, divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent and to draw and interpret bar graphs. Reasoning Ability: Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations. While performing the duties of this job, the employee is regularly required to sit and talk or hear. The employee frequently is required to use hands to handle or feel and reach with hands and arms. The employee is occasionally required to stand and walk. The employee must occasionally lift and/or move up to 50 pounds. B. Braun offers an excellent benefits package, which includes healthcare, a 401(k) plan, and tuition reimbursement. To learn more about B. Braun and our safety healthcare products or view a listing of our employment opportunities, please visit us on the internet at www.bbraunusa.com. Through its “Sharing Expertise®” initiative, B. Braun promotes best practices for continuous improvement of healthcare products and services. All qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, age, marital status, pregnancy, genetic information, or other legally protected status. PI120544140... - Permanent - Full-time

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Charlton - Charlton, MA - Overview Located on a beautiful 450 acre campus in Charlton, Massachusetts, The Overlook Retirement Community and Health Center offers 221 independent living residences and a complete continuum of care including post-acute, assisted living, memory care, CARE management services, and skilled nursing for long and short-term care needs. The Overlook sponsored by the Masonic Health System of Massachusetts has a proud tradition of service since 1911. We are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy), sexual orientation, gender identity and/or expression, national origin, protected veteran status, disability, genetics and will not be discriminated against on the basis of such characteristics or any other status protected by the laws or regulations in the locations where we operate. We encourage all applicants of all ages. Responsibilities This is a temporary assignment for a full-time staff accountant. The position is located in Charlton, MA Thie position includes but is not limited to: Updating daily cash Updating weekly cash projection spreadsheet Preparing monthly bank reconciliations Assisting with monitoring banking activity and cash balances to assure appropriate level of cash is available Preparing wire transfers and cash transfers between bank accounts Preparing and posting monthly journal entries Preparing monthly workpapers/reconciliations Preparing monthly invoices for outside company(s) that rent and/or receive services from our organization Assisting with financial and other audits Other duties as assigned Qualifications Bachelor’s degree in accounting required Minimum of 2 years accounting experience (preferably in the healthcare industry) Knowledge, Skills and Abilities: Language Ability: Ability to read, write, speak and understand the English language. Knowledge of the structure and content of the English language including the meaning of words, rules of composition, and grammar. Ability to effectively communicate with peers, supervisor, residents, clients, and guests. Must be able to deal with residents and their families in a sincere and professional manner. Mathematical Skills: Ability to add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals. Ability to resolve routine accounting equations, and be able to correctly analyze complex or diverse information. Cognitive Demands: Ability to apply common sense understanding to carry out instructions provided in written, oral or diagram form. Ability to deal with problems involving several concrete variables in standardized situations. Able to swiftly change direction as necessary. Highly detail oriented and organized in work. Ability to work in a multi-entity, high volume environment. Computer Skills: Intermediate to advanced computer skills including but not limited to Microsoft Office (with proficiency in Excel and Word), email, the Internet. Experience with Microsoft Dynamics Great Plains and BI360/Solver preferred. Good working knowledge of US GAAP. Competencies: Displays a willingness to make decisions; exhibits sound and accurate judgment and makes timely decisions; is able to prioritize and plan work activities and uses time efficiently. Ability to act and operate independently with minimal daily directions from manager to accomplish objectives. PI120552530... - Temporary - Full-time

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Aesculap - Center Valley, PA - Aesculap Inc. Receptionist US-PA-Center Valley Job ID: 2019-15001 Type: Regular Full-Time # of Openings: 1 Category: Admin - Clerical Aesculap Inc. Overview Aesculap, Inc., a B. Braun company, is part of a 180-year-old global organization focused on meeting the needs of an ever-changing healthcare community. Through close collaboration with its customers, Aesculap provides advanced technologies for general surgery, neurosurgery and closure technologies. Aesculap continues a proud heritage of leadership and responsiveness as we strive to deliver products and services that improve the quality of patients' lives. Responsibilities Position Summary: Initial point of contact representing Aesculap as the front desk receptionist / switchboard operator to all visitors and callers. Responsible for a wide variety of tasks in support of the daily operations of the organization by performing administrative and clerical duties as needed and providing assistance in the mail room. Responsibilities: Essential Duties Operates PBX telephone console to receive and direct incoming calls. Greets all visitors and ensures visitors are logged in and provided visitor passes. Performs a variety of general administrative duties including but not limited to: scanning, filing, tracking logs, creating new hire and benefit packets, Lotus Notes bulletin boards maintenance, ordering of office supplies, business cards, badges, entertainment tickets and updating phone lists. Provides assistance for the mailroom that includes sorting and distributing mail, as well as monitoring and ordering shipping supplies as required. Performs special projects as needed. Must comply with applicable ISO and FDA regulations as stated in Quality Manual Must embody the Company's Vision, Mission and Values Other duties may be assigned. Secondary or peripheral job functions Assists in the organization and coordination of employee activities. Assists the Administrative Assistant Team with special projects as needed Expertise: Knowledge & Skills Language Skills: Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals. Ability to write routine reports and correspondence. Ability to speak effectively before groups of customers or employees of organization. Mathematical Skills: Ability to add, subtract, multiply, divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent and to draw and interpret bar graphs. Reasoning Ability: Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations. Qualifications Expertise: Qualifications-Experience/Training/Education/Etc Required: HS Diploma or equivalent required. Previous experience as a front desk receptionist required. Previous experience using a switchboard system is required. Requires high level of confidentiality and willingness to support all areas of department. Requires ability to communicate with employees, visitors and customers at all levels. Must be proficient in Microsoft office including Word, Excel, and Powerpoint. Must be highly organized and able to work on multiple tasks simultaneously, handle multiple interruptions and adjust to unexpected changes in work assignments. Highly visible position which requires professional appearance and conduct at all times. Requires strong interpersonal communication skills. Requires pleasant and professional telephone manner Requires ability to handle multiple tasks and handle interruptions courteously. Must be flexible regarding daily or weekly work assignments. Occasional overtime may be required. While performing the duties of this job, the employee is regularly required to sit and talk or hear. The employee frequently is required to use hands to handle or feel and reach with hands and arms. The employee is occasionally required to stand and walk. The employee must occasionally lift and/or move up to 20 pounds. B. Braun offers an excellent benefits package, which includes healthcare, a 401(k) plan, and tuition reimbursement. To learn more about B. Braun and our safety healthcare products or view a listing of our employment opportunities, please visit us on the internet at www.bbraunusa.com.. Through its “Sharing Expertise®” initiative, B. Braun promotes best practices for continuous improvement of healthcare products and services. All qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, age, marital status, pregnancy, genetic information, or other legally protected status. PI120544142... - Permanent - Full-time

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Amarillo, TX - As the Controls Technical Specialist, you play a key role in troubleshooting, maintaining and enhancing the accuracy, reliability and system control's data credibility of PLC and PC based automation systems. Will oversee PLC upgrades and wiring modifications on production equipment. Will work directly with our maintenance team to troubleshoot and support production line modifications. This role is at the Merrick Headquarters in Hereford, Texas where there are a lot of exciting things happening! Join us in our mission to make the best dog and cat food ever! Essential Duties: Configure, program and troubleshoot Programmable Logic Controls (PLC) Perform Preventive Maintenance for controls and organize electrical/control parts inventory. Provide programming and electrical support on plant capital projects Implement control systems software upgrade Provides instrumentation, PLC and HMI/SCADA software and hardware support to plant maintenance staff Qualifications: Education: Associates of Applied Science in a technical discipline, preferably electrical Experience: 1+ years of applicable experience in PLC software and hardware troubleshooting and/or PC-based HMI-systems Skills: Electrical troubleshooting, PLC logic troubleshooting and programming, technical data interpretation, hardware application specification. Experience in industrial manufacturing facilities... - Permanent - Full-time

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Uber Eats - Garyville, LA - Deliver with Uber. Earn on your schedule. Work on your schedule. Deliver for a few hours in the mornings, every night, or just on weekends—it's up to you. Earn Good Money. You’ll earn by bringing people the food they love from local restaurants. Choose your wheels. Use your car, scooter, or bike to make deliveries.* Delivery requirements Car delivery: Be at least 19 years old Have a 2-door or 4-door car made after 2000 Have a valid driver's license, vehicle registration and vehicle insurance Have at least one year of driving experience in the U.S. Bike delivery: Be at least 18 years old Have a state-issued ID or Driver’s License When signing up be sure to choose 'Biking' under transportation method. Scooter delivery: Be at least 19 years old Have a valid driver's license and vehicle insurance Have a 2-wheel scooter made after 2000 Ready to get started? Sign up today and start earning. No experience necessary. But, if you have previous employment experience in delivery (such as a delivery driver, food service, food delivery, delivery runner, or courier) you may enjoy delivering with Uber Eats! *Vehicles allowed for delivery vary by city.... - Permanent - Part-time

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Uber Eats - Denver, CO - Deliver with Uber. Earn on your schedule. Work on your schedule. Deliver for a few hours in the mornings, every night, or just on weekends—it's up to you. Earn Good Money. You’ll earn by bringing people the food they love from local restaurants. Choose your wheels. Use your car, scooter, or bike to make deliveries.* Delivery requirements Car delivery: Be at least 19 years old Have a 2-door or 4-door car made after 2000 Have a valid driver's license, vehicle registration and vehicle insurance Have at least one year of driving experience in the U.S. Bike delivery: Be at least 18 years old Have a state-issued ID or Driver’s License When signing up be sure to choose 'Biking' under transportation method. Scooter delivery: Be at least 19 years old Have a valid driver's license and vehicle insurance Have a 2-wheel scooter made after 2000 Ready to get started? Sign up today and start earning. No experience necessary. But, if you have previous employment experience in delivery (such as a delivery driver, food service, food delivery, delivery runner, or courier) you may enjoy delivering with Uber Eats! *Vehicles allowed for delivery vary by city.... - Permanent - Full-time

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Amazon - Champlin, MN - Shifts: Overnight, Sunrise, Day, Evening, Weekend Location Wherever fits you best, including Whole Foods/Prime Now locations in Minneapolis, St. Paul, and Edina, or Delivery/Sort Centers in Brooklyn Park, Eagan and Shakopee. Job opportunities vary by location. We update postings daily with open positions. Salary Earn $15/hr or more. Amazon remains open as an essential service to serve our communities delivering critical supplies directly to the doorsteps of people who need them. Job Descriptions Fulfillment Centers Work inside an Amazon warehouse, selecting, packing and shipping customer orders. If you like a fast-paced, physical position that gets you up and moving, then come help bring orders to life. Work a set, full-time schedule. Shift options include overnight and days, and usually at least one weekend day. Delivery Stations Amazons delivery stations are the final stop before an order heads out for delivery to the customers door. In this active job you sort packages into delivery routes. To ensure we meet customer-promised delivery times during the day, youll work overnight or sunrise shifts. Depending on your location, you will work 15-30 hours per week on shifts that range between 4 and 10 hours. DELIVERY STATIONS (Heavy Bulky) This is the final stop for larger items, like large screen TVs, furniture, and refrigerators, before they head out for delivery to the customers doors. In this active job, you will sort our heavier and bulkier packages into delivery routes. Our teams work overnight shifts to meet customer-promised delivery times during the day. Youll work up to 19 hours per week on the days you choose. Flexible hours, a reliable pay rate, and no surprises! Sort Centers Its no small job to get every order from click to customer door. Our sort centers are the first stop on the journey from the warehouse. Youll be up on your feet moving and sorting packages between trucks. These are part-time opportunities with a consistent schedule of 25-35 hours per week. PRIME NOW WAREHOUSES Prime Now is Amazons super-fast (2 hours or less) delivery service. Enjoy the thrill of working with a small team to select and pack orders, and get items ready for delivery in an hour. Since orders may include fresh and frozen items, it can be cool in the warehouse. If you need flexibility in your schedule, this job allows you to choose from available shifts each week to create your own. Flexible hours, a reliable pay rate, and no surprises! WHOLE FOODS SHOPPERS Prime Now offers shopping services from Whole Foods Market, so customers can order online and have items delivered in under two hours. As a Shopper, youll work in a grocery store setting at Whole Foods, locating and carefully selecting items and packaging them for delivery. If you need flexibility in your schedule, this job allows you to choose from available shifts each week to create your own. Flexible hours, a reliable pay rate, and no surprises! AMAZON FRESH WAREHOUSES (2 Hour or Less Delivery) Become a part of Amazons super-fast (2 hours or less) delivery service. We offer fresh, frozen, and packaged groceries, so youll work in varying climates from room temperature to freezer environments. We will provide you with the right gear to stay warm during the colder parts of your shift. If you need flexibility in your schedule, this job allows you to choose from available shifts each week to create your own.* Flexible hours, a reliable pay rate, and no surprises! *Full-time and part-time roles with set schedules may also be available. PRIME PANTRY WAREHOUSES - Prime Pantry brings items like cereal, snacks, baby products, and household supplies right to customers doors. You will work alongside Amazon Kiva Robots to receive and stow products and package customer orders to get them to their destination. You may operate carts and hand trucks to move items around the facilities. If you need flexibility in your schedule, this job allows you to choose from available shifts each week to create your own.* Flexible hours, a reliable pay rate, and no surprises! *Full-time and part-time roles with set schedules may also be available. Apply now. Start as soon as 7 days. No resume or previous work experience required. Candidates must be 18 years or older. Apply now. No resume. No interview. Complete your application, pick a hiring event and start date, and get ready to start earning. Basic qualifications: You must be 18 years or older You must have a high school diploma or equivalent Amazon is committed to a diverse and inclusive workplace. Amazon is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. For individuals with disabilities who would like to request an accommodation, please visit . PandoLogic. Keywords: Warehouse Worker, Location: Champlin, MN - 55316 by Jobble... - Permanent - Full-time

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Uber Eats - Del Mar, CA - Deliver with Uber. Earn on your schedule. Deliver with Uber Eats on your schedule. Deliver for a few hours in the mornings, every night, or just on weekends—it's up to you. Earn Extra Money. You’ll earn by bringing people the food they love from local restaurants. Choose your wheels. Use your car, scooter, or bike to make deliveries.* Delivery requirements Car delivery: Be at least 19 years old Have a 2-door or 4-door car made after 2000 Have a valid driver's license, vehicle registration and vehicle insurance Have at least one year of driving experience in the U.S. Bike delivery: Be at least 18 years old Have a state-issued ID or Driver’s License When signing up be sure to choose 'Biking' under transportation method. Scooter delivery: Be at least 19 years old Have a valid driver's license and vehicle insurance Have a 2-wheel scooter made after 2000 Ready to get started? Sign up today! If you have previous employment experience in delivery (such as a delivery driver, food service, food delivery, delivery runner, or courier) you may enjoy delivering with Uber Eats! Delivering with Uber is a great way to supplement your part time or full time income. *Vehicles allowed for delivery vary by city.... - Permanent - Full-time

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DoorDash - Rayland, OH - No passengers. No bosses. Just you, your tunes, and the road. Sign up now and start making money! Choose your wheels and deliver food and other items from local merchants to hungry customers. * Be your own boss. Work when you want, wherever you want * Earn up to $18/hr, including 100% of the tips * Work in the morning, at night, or any time in between * Use any car, bike, scooter, motorcycle or moped to deliver Start today and be your own boss. Get on the road today. Car, Motorcycle, and Moped Requirements: * iPhone or Android smartphone * Valid Driver's License and insurance * 18+ years of age * 1+ years of driving experience Bike Requirements: * iPhone or Android smartphone * 18+ years of age About us: DoorDash is a technology company that connects customers with local businesses. Customers order meals and other items from their favorite local merchants and Dashers deliver it directly to their doors. Dashers are third party contractors who deliver for merchants to customers. *Dashers are paid on a per delivery basis, not per hour.... - Permanent - Full-time

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NEW DELHI | MUMBAI: India is now in a community transmission phase, top public health experts have said, as the country starts a phased exit from a two-month lockdown they describe as “draconian.”In a joint statement to Prime Minister Narendra Modi, representatives of Indian Public Health Association (IPHA), Indian Association of Preventive and Social Medicine (IAPSM) & Indian Association of Epidemiologists said that the government should have consulted epidemiologists while formulating policies to tackle Covid-19.“Had the government of India consulted epidemiologists who had better grasp of disease transmission dynamics compared to modelers, it would have perhaps been better served,” the statement said. It pointed out that the government was primarily advised by “clinicians” and “academic epidemiologists” with limited field training and skills.“This draconian lockdown is probably in response to a modeling exercise from an influential institution which was a ‘worst-case simulation’. The model had come up with an estimated 2.2 million deaths globally. Subsequent events have proved that the predictions of this model were way off the mark,” it said. A study published by Imperial College London in March 2020 estimated 2.2 million deaths in the US alone, but it also assumed no containment measures or changes in behaviour by the public at large. 76125634The signatories include former advisors to the health ministry, current and former professors at the All India Institute for Medical Sciences, Benaras Hindu University, Jawaharlal Nehru University, Postgraduate Institute of Medical Education and Research, among others.When asked why these concerns were not raised earlier, Dr Shashi Kant, professor, Centre for Community Medicine AIIMS, who is one of the signatories told ET, “the deliberation of the task force is confidential in nature. Nonetheless as a member of the public health community in the country I was approached to look at the consensus communication and therefore I lent my name,” he said. The statement further says that the delay in allowing migrant workers to return home added to challenges in limiting the spread of virus. The signatories make a range of recommendations, including the setting up of a panel of inter-disciplinary preventive health and public health experts and social scientists at central, state and district levels to tackle both public health and humanitarian crises.Speaking to ET, DCS Reddy, another member, said, “We need to now have a pragmatic approach to the epidemic, the situation needs to be tailored to local situations and not be a blanket one. The government from the beginning should have advised states to take a local approach. We did not do badly, but we could have used our resources for better things and hence done more”.

Here's what to do if you find yourself in one of these dire situations.You are unlikely to meet your short-term goalIf your goal is just a year away and your investments have suffered heavy losses, or the property you were hoping to help finance the goal is not finding any buyer, or you dipped into this goal corpus for some other emergency, you may not be able to meet your goal.What to do...First, decide whether your goal is crucial or can be put off for a few years. If you can defer it, do so. If it is a critical goal, such as child’s education, you have three options. Either dip into another goal corpus to make up for the shortfall; reduce the goal value; or take a loan. If you opt for the first, make sure you replenish the amount withdrawn from the other goal corpus at the earliest. Go for the loan only if it’s for education, while a personal loan should be taken only as a last resort. You can also go for loans against assets. Use credit card if the amount is small and you have a secure job.You are running out of your emergency fundIf you have lost your job, faced a big salary cut, or have run into a financial emergency, which has depleted your contingency corpus, what should you do? Try to replenish it without dipping into the corpus for other goals because the tough financial times are likely to continue for an unspecified time.What to do...First, if you have any ongoing investments like SIPs, direct them to your contingency fund till it is fully replenished. In case of job loss, identify the things at home that you don’t need or use and auction these online or through apps like OLX, Quikr, ListUp, Secondhandmall, Tradly, etc. Next, find new sources of income by trying to freelance, tutor online, sell food, or leverage other hobbies which can be shared online or via social distancing. You could also make the most of the time at home and find another job that requires you to work online provided you don’t breach employer guidelines. Deploy these extra funds to rebuild your emergency corpus.You have borrowed heavilyIf you are servicing several loans, including home, vehicle or personal loans, and have just had a salary cut or even lost your job, you are definitely in a tight spot. Should you forfeit your vehicle or give up on the dream of owning a house?What to do...If your salary cut is such that you will be unable to repay the loans, approach each loan with a different strategy. In case of a small, expensive loan, such as a personal or credit card loan, use your existing savings to foreclose it. If it’s a mid-sized car loan, calculate the value of your car and the remaining loan. If the latter is less than the former, you could sell your car and repay the loan. If the car value is less than the loan, you should talk to the lender if he is willing to offer an EMI holiday for a few months till your finances get back on track. If it’s a big home loan, you could request the bank to increase the tenure and reduce your EMI or again ask for a buffer period and take an EMI holiday.You have suffered a salary cutIf Covid-related business losses have resulted in a salary cut for you, you wouldn’t be alone. While a salary cut of 5-10% may not impact your budget much, anything higher will need you to rejig your spending and saving.What to do...You can either look for a better paying job, which may not be likely in the current scenario, or try to live within the financial constraints. The latter will require a two-step process, wherein you will first have to reframe your budget factoring in the lower income and listing out the existing expenses. Then identify the expenses that can be avoided. In the next step, to make up for the shortfall, find out how you can increase your income. You could supplement it by finding a second job or freelancing (if your employer permits), or cashing in on your other skills and hobbies.You are likely to lose your jobThe pandemic has led to loss of jobs and livelihoods across various sectors. If your company too is facing massive losses and looking at downsizing, stay alert and take action before you are fired.What to do...First, research whether the entire industry has been affected or only your company. If your company seems to be facing bigger problems, start sending your resume to other firms or get in touch with head hunters. If possible, negotiate for a pay cut or even unpaid leave, since it will be better than losing your job. If, on the other hand, the entire industry is impacted, you may not easily find a job in the same stream in other companies. So it is better to use your time at home and upskill yourself or learn a new skill that will enable you to make a transition to allied industries. Start freelancing as well so you know of job opportunities in the market.You are not able to meet your goals at workIt is possible that you haven’t quite taken to the work-from-home option as well as your teammates, or perhaps the household and office work are overwhelming you to an extent that you are not able to meet your targets. Is there a way out?What to do...Unfortunately, you have very few options in the current circumstances. What you can do is streamline your work in such a way that it does not impact you or your targets. Firstly, you need discipline of work hours and clear demarcation of office area. If you fix the time and place, there will be less chaos and overlap between work and home activities. Next, interact with your colleagues even if the work does not demand it; it will keep you active and your creative juices flowing. Just because you are at home doesn’t mean you don’t need a leave. In fact, you need it more now. So talk to your boss about your problem and take a break to rejuvenate yourself.You are invested in high-risk instrumentsIf all your investments are in equity and or risky debt funds, you may have suffered losses in the past few months. You don’t want to take out money hoping the market will recover, but also want to quit the volatile market to secure your funds. What should you do?What to do...First check how far away your goals are. If they are a good 10 years away, it might make sense to stay put, especially if you are investing through SIPs. If your goal is just a year or two away, you should start a systematic withdrawal plan to retrieve the money. It’s a good idea to invest in government bonds and secure debt funds with AAA rated securities for capital safety. Remember to always have a diversified portfolio with investments in equity, bonds, gold and cash so that your losses can be minimised during volatile times.You are having more financial arguments with your spouseBeing together 24x7 in the house cannot be good for your marital relationship. Compound it with money problems and the situation can become explosive. Is there a way out?What to do...If you are working from home, try to keep your work area off limits for the family, including your spouse, for specified hours. Next, avoid bringing up money randomly in every conversation, especially in front of kids; fix a time when you are relaxed to discuss the issues. If the differences seem irreconciliable, you can even have a video call with a financial adviser or a behavioural therapist.Click here to download ET Online’s guide to everything personal finance in the times of Covid-19

By Bhupendra YadavMigrant workers provide the much-needed support to keep the wheels of economy moving. Nearly 80 million are working across our country currently. The sheer number of migrant workers has been the outcome of disproportionate economic development across different states in the post-Independence period. The government’s recently announced fiscal support measures for migrant workers include setting up of shelters where they are provided food and water. This has been done using a fund of Rs 11,000 crore, and through the provision of free supply of food and grains to 80 million workers over the next two months. Going ahead, through national portability of ration cards, the government would ensure that all migrants have access to subsidised food grains throughout the country.Finding employment opportunities amid the crisis would be a challenge for the migrant workers both in cities and back home in rural areas. Hence, the allocation of an additional sum of Rs 40,000 cr towards MGNREGA, including an additional Rs 300-crore man days of employment, would be the key to boost employment during this period.At the crossroads of the pandemic, it has become critical for the government to revisit the model for economic development in the country. As we plan to attract fresh investments within the country, for which the government has introduced a series of policy reforms ranging from commercial mining of coal, making India a global hub for aircraft maintenance and repair, and self-reliant in terms of indigenous manufacturing of defence products, it is important for policy-makers at the Centre to hold discussions with the states to attract investments somewhat uniformly across the country.The initiative would enable us to reduce the migration of workers from one state to another and develop an alternative model for employment. It will also dovetail with the government’s plan for MSMEs, which account for over 45 per cent of the country’s industrial output and 40 per cent of its exports. The economic stimulus measures for MSMEs include an allocation of collateral-free automatic loans worth Rs 3 lakh crore, with a one-year moratorium on principal repayment, Rs 20,000 crore subordinate debt for stressed MSMEs and additionally Rs 50,000 crore equity support.Historically, we have encountered many such instances in the UPA regime wherein one-time standalone support may have generated liquidity in such situations, but failed to provide long-term sustainable growth for businesses. Our government has tried to achieve the right combination of fiscal and policy measures.The agricultural sector along with dairy and aquaculture accounts for approximately 43 per cent of the total workforce in our country. To insulate small and marginal farmers from this crisis, a total of 63 lakh loans worth Rs 86,000 crore have been approved. Also, Rs 74,300 crore worth purchases have been made at minimum support price while Rs 18,700 crore have been directly transferred to the accounts of the farmers under the PM Kisan Samman Yojana.But for a long-term sustainable business model, it is important to implement structural reforms to ensure that all these sectors are able to benefit from increased earnings, which will only help deal with unforeseen circumstances. Amendments to the 1955 Essential Commodities Act of are aimed at this. They will enable deregulation of certain food crops to enable farmers to enjoy better prices for their produce. Also, a new central law will be introduced to provide barrier-free interstate trade of agricultural produce that will also allow farmers to trade online.(The writer is Member of Parliament, Rajya Sabha)

New Delhi: As the standoff with Indian troops was underway in Eastern Ladakh since early May, China constructed a new permanent road along the Line of Actual Control (LAC) that gives it access to a mountain area believed to be rich in natural deposits.The blacktopped road, designed to take on heavy transport vehicles, has come up right next to the LAC close to India’s Gogra post, in an area that satellite images suggest hold valuable natural resources like gold.Completed in barely three weeks, the road is just under four kilometres long and connects to a larger network that China has built along the LAC for the past few years. Satellite images show that less than 10 km away on the same road, the Chinese side has deployed heavy artillery and an armoured unit.Sources said that while a semi permanent track was present in the area, the Chinese side constructed two bridges and the blacktopped road at breakneck speed over the past weeks. While the road skirts along the LAC, it can be used to quickly move in vehicles and personnel to the resource rich mountain that lies on the Indian side of the LAC.While the Indian side has bolstered defences at the Gogra post, there is no equivalent road infrastructure for access to the deposit rich area. Satellite Imagery expert Colonel Vinayak Bhat (retd) believes that the mountain could contain gold deposits. His satellite imagery based analysis suggests that a larger area close to the what he terms as `gold mountain’ could also hold valuable natural resources.Besides the road near Gogra, the Chinese side has also built defences in the form of bunkers in the Finger 4 area along the Pangong Tso lake. This area has always been claimed by China but till now was being patrolled by both sides. The new defences suggest that China seeks to retain physical control. Talks continue between both sides to resolve the standoff that has entered its 26th day but there has been no improvement on the ground as thousands of troops remain deployed in Galwan valley and Pangong Tso lake.

Mumbai: As the lockdown eases across the country, India could be faced with a shortage of private security guards, the Central Association of Private Security Industry (CAPSI) said. The industry employed 9 million people before Covid-19 struck but as retail outlets, malls, restaurants and movie theatres downed shutters, many returned to their villages.“We are preparing for post-Corona security challenges. There is a 35-40% shortage of private security guards pan-India,” said Kunwar Vikram Singh, chairman of CAPSI, which has 23,000 security agencies as members.The first wave of demand is coming from corporates, factories, hospitals, construction sites and vacant properties. In factories and offices, demand for trained guards at entry-exit points and other spaces has doubled due to mandatory Covid-related checks.The security industry has always been understaffed due to unequal and low wages. Currently, security guards get paid ₹5,000-16,000 a month depending on minimum wage rules in various states.“The need for Covid-trained people will put a strain on the industry already reeling under manpower shortage,” said Anil Puri, CMD, AP Securitas.76127513CAPSI’s Singh said, “Even in the pre-Covid times there was personnel shortage. Now, with many people returning to their villages, the demand-supply gap will widen.”To be sure, many guards, natives of Uttar Pradesh, Bihar, Jharkhand, Madhya Pradesh and North East, visit their villages at this time of the year to participate in harvest-related work.Cash CrunchBut there has been an exodus on top of that due to the lockdown. “As the economy opens up, there will be a demand for more security guards,” said Shibu Issac, another CAPSI official.Any large mall will need about 350-400 guards in the parking area and at entry-exit points. “With the lockdown, these places were functioning with barely 20-30 people,” said Vishwanath V Katti, MD of Bengaluru-based Guardwell Prime Services.Corporate demand has increased from earlier levels.“Companies with two guards earlier would now need three or four because of Covid checks,” Issac said.“A lot of unmanned factories are facing security issues,” Puri said. “When these reopen, there will be need for guards.”State police departments are also seeking support from private security guards to help with crisis management. “The Karnataka state government recently sought help of the Karnataka Security Services Association (KSSA), which gave 1,000 guards to the police department,” said Katti.Industry experts are concerned about a possible rise in social unrest as job losses lead to snatching, theft and street violence. “Social unrest is a big challenge we have to take care of,” said Singh.

NEW DELHI | MUMBAI: India is now in a community transmission phase, top public health experts have said, as the country starts a phased exit from a two-month lockdown they describe as “draconian.”In a joint statement to Prime Minister Narendra Modi, representatives of Indian Public Health Association (IPHA), Indian Association of Preventive and Social Medicine (IAPSM) & Indian Association of Epidemiologists said that the government should have consulted epidemiologists while formulating policies to tackle Covid-19.“Had the government of India consulted epidemiologists who had better grasp of disease transmission dynamics compared to modelers, it would have perhaps been better served,” the statement said. It pointed out that the government was primarily advised by “clinicians” and “academic epidemiologists” with limited field training and skills.“This draconian lockdown is probably in response to a modeling exercise from an influential institution which was a ‘worst-case simulation’. The model had come up with an estimated 2.2 million deaths globally. Subsequent events have proved that the predictions of this model were way off the mark,” it said. A study published by Imperial College London in March 2020 estimated 2.2 million deaths in the US alone, but it also assumed no containment measures or changes in behaviour by the public at large. 76125634The signatories include former advisors to the health ministry, current and former professors at the All India Institute for Medical Sciences, Benaras Hindu University, Jawaharlal Nehru University, Postgraduate Institute of Medical Education and Research, among others.When asked why these concerns were not raised earlier, Dr Shashi Kant, professor, Centre for Community Medicine AIIMS, who is one of the signatories told ET, “the deliberation of the task force is confidential in nature. Nonetheless as a member of the public health community in the country I was approached to look at the consensus communication and therefore I lent my name,” he said. The statement further says that the delay in allowing migrant workers to return home added to challenges in limiting the spread of virus. The signatories make a range of recommendations, including the setting up of a panel of inter-disciplinary preventive health and public health experts and social scientists at central, state and district levels to tackle both public health and humanitarian crises.Speaking to ET, DCS Reddy, another member, said, “We need to now have a pragmatic approach to the epidemic, the situation needs to be tailored to local situations and not be a blanket one. The government from the beginning should have advised states to take a local approach. We did not do badly, but we could have used our resources for better things and hence done more”.

Mumbai: India’s airlines are sharply curtailing their fleet expansion plans as the Covid-19 pandemic saps demand for travel and pushes prospects of a recovery to next year.Carriers are likely to take delivery of not more than 25 planes for the year ending December, less than a third of what they were collectively scheduled to get, said several people aware of the matter. This includes 10-15 planes already inducted, they said.Market leader IndiGo will take the majority of the planes, although at a slower pace than its rate of one plane every week last year/ A handful of aircraft, including one Boeing 787 Dreamliner, will likely go to Vistara. AirAsia India, GoAir and SpiceJet may not take any fresh aircraft deliveries in 2020.India’s passenger airlines operate a combined fleet of 650 planes. Last year, Airbus and Boeing delivered about 70 planes to airlines and several more were leased by carriers.AirAsia India CEO Sunil Bhaskaran said the airline has frozen its expansion plans for this year. Vistara chief strategy officer Vinod Kannan told ET the airline is in talks with Airbus and Boeing to defer deliveries.Vistara has inducted a Boeing Dreamliner 787 plane and two leased Airbus A320 aircraft into its fleet between January and March 2020. It couldn’t take delivery of its second Dreamliner in March as the country went into a lockdown.SpiceJet is awaiting deliveries of Boeing 737 Max planes, which is back in production after a year of being grounded after two crashes.IndiGo, SpiceJet and GoAir didn’t respond to ET’s queries.Discussions are ongoing and will change entirely if demand increases later this year, a senior IndiGo executive said. “There are a lot of moving parts,” the executive said.“Also please remember, it brings a lot of much-needed cash to Indian airlines if they can sell and leaseback planes. Also, all airlines would want to get the new upgraded versions of planes such as the Airbus A320 Neo and Boeing 737 Max for more cost-effective operations in these times,” said a senior executive at a leasing company.Airlines across the world, especially low-cost carriers, finance aircraft by selling it to a lessor at a premium immediately after it’s delivered. They then lease it back and pay monthly rentals. The premium from such aircraft sales shores up their finances and at times, even profits.Indian carriers had to ground 650 planes on March 24 when all operations were suspended as part of the nationwide lockdown to prevent the spread of the Covid-19 virus. They grappled with a no-revenue situation for two months before being allowed to resume operations in a calibrated manner.There has been a small spurt in demand from flyers wanting to get to their home towns from distant cities, helping airlines to fill less than half of their flights. Demand may fall in the next few weeks once everyone gets back home as people avoid non-essential travel.

Mumbai: With no sales in April during the lockdown, automobile manufacturers Hyundai, Maruti Suzuki, BMW, Mahindra & Mahindra, Mercedes-Benz and Toyota recently announced digital vehicle-buying initiatives. However, online enquiries are yet to translate into major sales.Dealers are far from convinced about the digital strategy. While online enquiries have increased in the past few weeks, they’re not getting converted into sales, dealers said.“Web enquiries have overtaken walk-ins and are likely to continue post-Covid,” said Shashank Srivastava, ED, marketing & sales, Maruti Suzuki. “Conversion to sales continue to be highest for referrals on back of consumer loyalty.”Vinay Raghunath, head, auto practice, EY, said, “There is income uncertainty that is pushing consumers to postpone discretionary purchases.” Tarun Garg, director, sales & marketing, Hyundai, which launched its ‘Click to Buy’ platform last January, said despite online enquiries, it’s taking longer for consumers to decide and buy. A typical conversion to sales takes more than a month nowadays compared with 15 days earlier.Dealer Nikunj Sanghi said, “While we have digitalised almost 25 points, financing, test drives/registration and delivery need physical interface. Consumers want to physically see and inspect the vehicle before taking delivery.” Vinkesh Gulati, vice-president, Federation of Automobile Dealers Associations, said online sales won’t be easy.

New Delhi: The disruption that Covid-19 has brought about will trigger a boom in the market for Internet of Things, or connected technologies, say industry executives and analysts. They add that companies such as Infosys, Tata Communications, ThoughtWorks, Citius Tech and Hero Electronics are betting on these opportunities. “IoT has always existed as an automation tool but this disruption will enhance adoption of IoT just like it did for collaborative virtual meeting platforms,” said Alok Bhardiya, head (IoT Business Unit), Tata Communications.First, there was a dip. “The cellular-based IoT market is expected to have a YoY decline of 4.4% by end of CY2020,” said Apalak Ghosh, industry manager for digital transformation at market research and analysis firm Frost & Sullivan. He, however, expects the market to start reviving from 2021 and post as much as 22% growth the following year.NEW USE CASESRestaurants may have to attest to food quality in real time, said Selvakumar Natesan, the lead IoT tech consultant at ThoughtWorks. That should create a market for portable food sample analysers that give instant reports.Automatic disinfectants as well as air quality and cleanliness indicators would be needed in hotels, gyms and movie halls. Municipalities may also start deploying smart meters. 76127130Technology could be leveraged for remote monitoring, preventing failure of critical equipment, and disease prediction and diagnosis, said Sridhar Turaga, CitiusTech’s senior vice president for data science. There will likely be higher demand for wearable health devices and air quality and blood oxygen monitors.“There is an expectation that a digital health passport will become mandatory for train and public transportation,” ThoughtWork’s Natesan said.INDUSTRIAL IoTAutomation will be crucial for scaling production up and down according to short term demand fluctuations and also for adaptive manufacturing — for instance when ventilators are manufactured at an automobile plant, said Ravi Aggarwal, vice-president, Automation Industry Association, which represents the likes of Siemens, Larsen & Toubro, Mitsubishi and Rockwell Automation.Infosys expects Covid-19 to lead to higher digitisation in manufacturing.

MUMBAI: The Securities and Exchange Board of India (Sebi) is considering an unprecedented one-time listing window for existing unlisted non-convertible debentures to ease stress at various mutual funds. Two people familiar with the matter said that mutual funds holding illiquid, lower-rated securities would be able to use this opportunity to offload them to buyers. The rise in risk aversion after the Covid-19 lockdown had made it very difficult for funds to sell these securities without incurring huge losses. The capital market regulator told the mutual fund industry last week in a letter to ask issuing companies whether they are interested in listing these NCDs. There are about 128 such issuing companies, the Sebi letter says, and they include marquee names like Tata Sons, ONGC Petro Additions, Adani Rail Infra, KKR India Financial Services and Hero Solar Energy. According to industry estimates, debt mutual fund schemes held unlisted NCDs worth Rs 41,500 crore on March 31.Email queries to Sebi and Association of Mutual Funds in India went unanswered till the time of going to print.76127027If majority of the companies agree to list, Sebi could permit a two-month window for trades in these securities on the stock exchanges, said the people in the know cited above.This will be the first time the regulator is permitting existing NCDs to be listed. Rules allow only fresh NCD issuances to be listed on stock exchanges. Many companies do not list their NCDs to avoid disclosures linked to listing requirements. They may agree to list if the regulator allows a one-time relaxation in rules, said industry officials.Meeting NCD Exposure CapA short-term listing window could help mutual funds meet the regulator’s October 2019 circular that mandated the industry to cap exposure to NCDs at 10% of the scheme’s corpus. This step had dried up demand for NCDs among mutual funds.Franklin Templeton’s global chief Jennifer Johnson had partly blamed the rule for the winding up of its six debt schemes, a comment which invited Sebi’s wrath forcing Franklin to later apologise. Sebi on April 28 extended the deadline for complying with these exposure caps to December 31 giving mutual funds a breathing space. The Franklin crisis broke out on April 24 after the global asset management firm decided to wind up six debt schemes due to rising redemptions and inability to find a market for its lower-rated paper. Franklin also halted payments to investors from these funds.Industry officials said majority of these unlisted NCDs are held by Franklin and other top seven mutual funds. “There is a better chance of mutual funds being able to sell illiquid debt if foreign funds and HNIs see value in some of the long-term papers,” said the chief executive of a mid-sized mutual fund.Sebi and RBI have been on high alert after the Franklin episode came to the fore. To contain its effect on the industry—mainly credit risk schemes—the RBI late in April allowed mutual funds to borrow from banks by keeping securities that are of investment grade as collateral. Though many in the industry have not utilised the central bank’s liquidity window in a big way, industry officials claim the move has infused confidence.The mutual fund industry’s troubles, however, may be far from over. Fund managers agree that the stressed companies, which have issued bonds to debt schemes, may struggle to repay money on time due to the recent losses on account of the lockdown.

KOLKATA: Market researchers International Data Corporation (IDC) and Counterpoint Research have downward revised their outlook for the Indian smartphone market estimating sales will decline by 13-15% due to Covid-19, making it the first year of decline ever.The trackers said this is going to be due to recent spate of job and salary cuts whereby consumers will postpone purchases, companies unable to ramp up production impacting supply of models, and the recent increase in GST on smartphones from 12-18% making models pricier.IDC has now projected the smartphone market in India could hit as low as 130 million handsets as compared to earlier estimate of 140 million. Counterpoint has just revised its outlook pegging the industry at 137 million from earlier outlook of 142 million.Last year, India sold 154-158 million smartphones and before Covid, high single digit growth was likely this year.In case of feature phones, the decline in sales is estimated to be a steep 42% from 130 million handsets sold last year to around 75 million with income of this set of consumers badly hit, as per IDC.

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NEW DELHI: Prime Minister Narendra Modi said on Sunday that the poor and labourers have been hit the hardest by the coronavirus crisis and that their pain cannot be explained in words. In his monthly 'Mann ki Baat' broadcast, Modi said all classes of people have suffered during the pandemic but it is the poor who have suffered the worst. Everyone is working to help them, he said, and highlighted the railways' exercise to transport huge numbers of migrant workers to their home. The prime minister also asked people to be "extra careful" and stick to precautions like maintaining social distance and wearing masks as the economy gradually opens up. He noted that a big part of economy has reopened, with railway and air traffic being resumed partially and set to be scaled up in the coming says. "You need to be extra careful now," he said. The problem suffered by the poor during the crisis has been a reason for introspection and served lessons for future, he said, noting the it has underscored the pain of the country's eastern region which has lagged behind other regions in development. The pandemic has hit every corner of the world and India is also not untouched by it, he said as he spoke about the pain of the people. Modi noted how India has fared much better than many parts of the world in fighting the pandemic and also lauded innovative spirit and the sense of service shown by people in different parts of the country.

Bengaluru: Infosys said Covid-19 led slowdown has resulted in termination of projects and may hit the company’s profitability going forward. The Bengaluru-headquartered IT services exporter has highlighted the pandemic could be a major risk going forward as key clients across the US, Europe and other prominent markets may cut costs due to prolonged economic impact. “Our profitability may be negatively impacted if we are unable to eliminate fixed or committed costs in line with reduced demand. Additionally, any sudden change in demand may impact utilization in (the) short term thereby impacting margins. Our profitability may be marginally impacted as some clients may dispute some of the existing work-in process that has been recognized by us as unbilled revenues. This in turn can impact our cash flows negatively,” said Infosys in its 20F filed with the US Securities and Exchange Commission. Infosys has withdrawn its growth guidance for the first time citing uncertainties in clients’ business in the wake of the pandemic. The company said in the filing that some of the specific “consequent risks related to the occurrence of Covid-19 that have materialized” include delay and suspension of some existing services projects. “Many of our clients’ business operations have been negatively impacted due to the economic downturn - resulting in postponement, termination, suspension of some ongoing projects with us and/or reduced demand for our services and solutions,” said Infosys. The Indian tech services major has also cautioned that certain employee benefits may get reduced and onboarding of new employees could be delayed. “The uncertainty in demand as our clients deal with a prolonged economic impact of Covid-19 may cause us to implement severe cost control measures including reduction in employee bonuses. This could result in increased attrition of employees and/or a higher expenditure on recruitment and subcontracting services, thereby impacting our profitability,” said Infosys, adding that the company’s ‘ability to honor job offers on a timely basis can get impacted’. Infosys, India’s second largest software services exporter, has also talked about possibilities of a global economic uncertainty impacting the demand for services, comparing it with the financial crisis in 2008. “Any future global economic uncertainty, arising out of various factors including the Covid-19 pandemic impacting the financial services industry, retail, consumer goods, energy and manufacturing on which we depend for a substantial portion of our annual revenues, may result in the reduction, postponement or consolidation of IT spending, contract terminations, deferrals of projects or delays in purchases by our clients...For instance, the financial services industry was severely impacted by the economic crisis that started in 2008 in the United States,” said the company. Infosys chief executive officer Salil Parekh’s total remuneration jumped by 27% to $6.15 million in the financial year 2019-20, while chief operating officer Pravin Rao saw a 29% rise to nearly $2.3 million. Parekh was granted a significantly higher number of performance-based restricted stock units compared with the corresponding fiscal year and saw a more than 50% rise in value of granted RSUs. His fixed salary has been marginally reduced.

New Delhi: Seven of the 10 most valued Indian companies added a whopping Rs 1,76,014.51 crore to their market capitalisation last week, with HDFC Bank emerging as the biggest gainer.RIL, HUL, HDFC, ITC, Kotak Mahindra Bank and ICICI Bank were the other winners in the top-10 list, while TCS, Bharti Airtel and Infosys finished with losses for the week ended Friday.HDFC Bank's valuation zoomed Rs 61,612.11 crore to reach Rs 5,21,660.14 crore.The market capitalisation of ICICI Bank jumped Rs 26,487.04 crore to Rs 2,15,029.01 crore and that of HDFC rallied Rs 24,733.64 crore to Rs 2,87,407.32 crore.Reliance Industries Limited added Rs 21,300.4 crore to its market valuation to stand at Rs 9,28,849.39 crore.The valuation of Hindustan Unilever Ltd (HUL) climbed Rs 16,093.85 crore to Rs 4,83,262.07 crore and that of ITC rose by Rs 13,644.38 crore to Rs 2,42,710.11 crore.Kotak Mahindra Bank added Rs 12,143.09 crore to its valuation to reach Rs 2,34,192.24 crore.In contrast, Bharti Airtel's valuation tanked Rs 22,149.56 crore to Rs 3,01,364.99 crore and that of TCS fell Rs 17,786.3 crore to Rs 7,39,801.41 crore.Infosys' market cap dipped by Rs 375.34 crore to Rs 2,94,453.42 crore.In the ranking of top-10 firms, RIL was at the number one spot, followed by TCS, HDFC Bank, HUL, Bharti Airtel, Infosys, HDFC, ITC, Kotak Mahindra Bank and ICICI Bank. During the last week, the Sensex rallied 1,751.51 points or 5.71 per cent.

Bengaluru: Infosys said Covid-19 led slowdown has resulted in termination of projects and may hit the company’s profitability going forward. The Bengaluru-headquartered IT services exporter has highlighted the pandemic could be a major risk going forward as key clients across the US, Europe and other prominent markets may cut costs due to prolonged economic impact. “Our profitability may be negatively impacted if we are unable to eliminate fixed or committed costs in line with reduced demand. Additionally, any sudden change in demand may impact utilization in (the) short term thereby impacting margins. Our profitability may be marginally impacted as some clients may dispute some of the existing work-in process that has been recognized by us as unbilled revenues. This in turn can impact our cash flows negatively,” said Infosys in its 20F filed with the US Securities and Exchange Commission. Infosys has withdrawn its growth guidance for the first time citing uncertainties in clients’ business in the wake of the pandemic. The company said in the filing that some of the specific “consequent risks related to the occurrence of Covid-19 that have materialized” include delay and suspension of some existing services projects. “Many of our clients’ business operations have been negatively impacted due to the economic downturn - resulting in postponement, termination, suspension of some ongoing projects with us and/or reduced demand for our services and solutions,” said Infosys. The Indian tech services major has also cautioned that certain employee benefits may get reduced and onboarding of new employees could be delayed. “The uncertainty in demand as our clients deal with a prolonged economic impact of Covid-19 may cause us to implement severe cost control measures including reduction in employee bonuses. This could result in increased attrition of employees and/or a higher expenditure on recruitment and subcontracting services, thereby impacting our profitability,” said Infosys, adding that the company’s ‘ability to honor job offers on a timely basis can get impacted’. Infosys, India’s second largest software services exporter, has also talked about possibilities of a global economic uncertainty impacting the demand for services, comparing it with the financial crisis in 2008. “Any future global economic uncertainty, arising out of various factors including the Covid-19 pandemic impacting the financial services industry, retail, consumer goods, energy and manufacturing on which we depend for a substantial portion of our annual revenues, may result in the reduction, postponement or consolidation of IT spending, contract terminations, deferrals of projects or delays in purchases by our clients...For instance, the financial services industry was severely impacted by the economic crisis that started in 2008 in the United States,” said the company. Infosys chief executive officer Salil Parekh’s total remuneration jumped by 27% to $6.15 million in the financial year 2019-20, while chief operating officer Pravin Rao saw a 29% rise to nearly $2.3 million. Parekh was granted a significantly higher number of performance-based restricted stock units compared with the corresponding fiscal year and saw a more than 50% rise in value of granted RSUs. His fixed salary has been marginally reduced.

Caldwell Community College - Charlotte, NC - QUALIFICATIONS: Required Training and Experience: Master's degree from a regionally accredited college or university. At least five (5) years administrative experience within instructional programs. At least five (5) years of teaching experience at a post-secondary level. Preferred Experience: Experience in community college administration and instruction is preferred. Experience with the Southern Association of Colleges and Schools Commission of Colleges, and the North Carolina Community College System's standards and requirements. Experience with administrative oversight of Carl D. Perkins funds. The Dean, Career and Technical Education functions as the divisional academic administrator and leader for the college's technical programs. As the divisional leader, the dean collaborates with other instructional deans and all areas of the college to meet institutional objectives. CLOSING DATE: JUNE 21, 2020 Follow the on-line application procedure at: https://ift.tt/3ciPflt . During the online application process, copies of your educational transcripts for all degrees and a current resume must be attached. All materials must be submitted by the closing date. Caldwell Community College & Technical Institute, Hudson, NC. EOE/AA/M/F/D/V recblid 634iwktgaojbbcfv6ty9v8h1eaf981... - Permanent - Full-time

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In Prime Minister Narendra Modi’s Rs 20-trillion package, power reforms are the most urgent. Electricity prices have long been political prices unrelated to costs, efficiency or morality. For decades, chief ministers took kickbacks on power contracts and forced state electricity boards (and, after the break-up of SEBs, the distribution companies or discoms) to sell electricity-free or at highly subsidised rates, to farmers and urban dwellers.This aimed to win votes without providing the required subsidies from the budget, ruining power systems across India. High industrial tariffs were used to subsidise farmers, but the resultant costly electricity affected the competitiveness of Indian exports, a major problem today.Older reforms created electricity regulators to set fair tariffs, but they typically did the bidding of chief ministers. Discoms today have enormous accumulated losses of nearly Rs 1,00,000 crore and have massive arrears of payment to suppliers like Coal India, the Railways and equipment manufacturers. Aggregate Commercial and Transmission (ACT) losses, no more than 6% in the best countries, exceeded 40% in India in the 2000s since chief ministers gave no priority to efficiency or checking rampant theft. The Ujjwal Discom Assurance Yojana of 2015 was supposed to induce the states to reform their power sectors, check power theft, slash transmission and commercial losses, minimise cross subsidies and restore the health of the discoms. Alas this did not happen.Now, Modi’s Rs 20-trillion package allows the states additional borrowing of 2% of GDP, subject to reforms of various sectors including power. To qualify, states must select transmission and generation developers by competitive tender to cut corruption and cronyism; privatise power distribution; improve billing and collection; and check theft. ACT losses are down from a peak of 40% to 18% but must be slashed below 10%. Modi’s Sowbhagya scheme, providing electricity to every household, is socially laudable but has meant a huge expansion of the power network with little revenue, deepening commercial losses.It remains to be seen whether the new reforms will have more success than earlier attempts, which were sabotaged by chief ministers. Modi badly needs reforms to accelerate the economy and create jobs. His party also rules most states, including the worst performers like Uttar Pradesh. He could give a new impetus to reforms.My visit to Uttar Pradesh last January revealed imaginative political and bureaucratic efforts but huge hurdles too. Sowbhagya provided an additional 12 million connections at huge cost with little revenue. UP energy secretary Arvind Kumar sought to outsource the collection of rural dues. He appointed village level franchisees — ration shopkeepers, bank correspondents, self-help groups and co-operatives — to collect electricity dues for a fee, pass them on to aggregators, and thence to the discoms. These shopkeepers were online, making collection from them simple. This was a promising start.Smart metering was unfeasible in rural areas for want of telecom. But smart metering had been initiated in urban areas, enabling remote reading of meters and billing, with electronic payments speeding collection. This also ended meter manipulation and enabled remote disconnections of defaulters. Earlier local mobs would thwart officials from disconnecting defaulters, and an acute police shortage meant thana help was unavailable. Pre-paid electricity cards carrying a 2% discount have been offered to consumers, avoiding the normal security deposit and possible harassment by collectors. Every step was incentive compatible, a good practice.Yet problems multiplied. Meter suppliers were scarce, quality was erratic, and shipments delayed. Staff training took time. Checking electricity theft was vital to slash ACT losses. Police thanas were too pre-occupied with major crimes to spare time for electricity theft.Modi as CM of Gujarat had created one thana per district dedicated to power theft, dramatically reducing theft. UP and other states are copying this. But they have long met their fiscal targets by not filling vacant posts. In 2019, UP had 1.2 lakh police vacancies out of 2.6 lakh sanctioned posts. Mass recruitment and training has begun to fill the posts, but the police shortage will last a long time, and not enough newcomers can be spared for dedicated power theft thanas. This may take one to two years.The accumulated losses of the state discoms keep rising stridently. UP bureaucrats say the only solution is privatisation of discoms, making them commercial and non-political. The Modi package includes privatisation of discoms in Union Territories, and hopefully in BJP-ruled states too. The coronavirus crisis has strengthened the political will for power reform but must be sustained for several years to overcome the many practical difficulties UP has revealed.

By Enda Curran and Jinshan HongChina’s factories are starting to hum again, but executives are now worried that the rebound could falter on weak demand at home and abroad.Justin Yu, a sales manager at Zhejiang-based Pinghu Mijia Child Product Co. that makes toy scooters sold for American retailers, is among those seeing their order book improve from the depths of the coronavirus lockdown, but remain well below normal.“We are seeing more orders coming in this month as we get closer to our normal peak season,” Yu said. “But our orders are still 40-50% lower than last year.” The factory’s production capacity is running at about 70% to 80%, and Yu is making to order to avoid any build up in stock. 76116023The disconnect between China’s recovering production and still dormant demand had shown up in data revealing a rise in inventories, though the latest figures show that easing. The worry remains that sustained overproduction will lead China’s factories to keep cutting prices, compounding global deflationary headwinds and worsening trade tensions, before they eventually cut back on production and therefore jobs.“The supply normalization has already outpaced demand recovery,” said Yao Wei, China economist at Societe Generale SA. “In other words, the recovery so far is a deflationary recovery.”Purchasing manager index figures for May underlined the slow nature of the recovery, with the manufacturing outlook slipping back.Given the weak export outlook, manufacturers such as Fujian Strait Textile Technology Co. are switching their business models to target the home market. It used to sell 60% of its products to Europe and the U.S. before the coronavirus crisis wiped out those sales. Now, Dong Liu, the company’s vice president, is looking for opportunities at home.“Our company executives have started to visit the local market to make more potential clients know about us,” he said. “Since May 26, we have been producing 24 hours everyday at full capacity. All the inventory has already been sold and we’re rushing to make goods.”But the domestic strategy isn’t without its challenges. While China’s consumers are largely free to resume their regular lives as fresh virus cases slow to a trickle, they just aren’t spending like they used to.Retail sales slid 7.5% in April, more than the projected 6% drop. Restaurant and catering receipts slumped by 31.1% from a year earlier, after a 46.8% collapse in March.What Bloomberg’s Economists Say...“Although demand conditions are improving on the margin, they will still take a long time to recover to where they were before the virus crisis. Investment is picking up, domestic consumption improving and external demand is less bad than it was.”-- Chang Shu, Bloomberg EconomicsIn Zhenjiang, Jiangsu province, Melissa Shu, an export manager for an LED car lighting factory, said although orders are steadily improving, there’s no sense of urgency from her clients and the outlook remains uncertain.“We’re just making goods slowly,” Shu said. “We are worried about the coming months.”Some producers may be hoping for a real-life enactment of Say’s law, a part of economic theory which suggests that ultimately supply will create its own demand, as long as prices and wages are flexible.Another scenario is that industry self corrects, according to UBS Group AG’s Chief China Economist Wang Tao. She points to strong steel production during the depths of the coronavirus lockdown, even when demand was weak. Higher inventories means that even as demand recovers, steel production won’t show much of a pick up. And once producers know that orders are falling, they will adjust output.“I do not think supply will outstrip demand for long – once inventories build up, or producers know orders are falling, production will come down as well,” she said.That could pose other problems though, especially as unemployment rises. Premier Li Keqiang in a press conference on Thursday highlighted job creation as a critical priority for the government.The urgency to create jobs may mean there’s even less likelihood of a shake up of state owned companies in the heavy industrial sectors that have historically fueled excess production.The disconnect is already clear in data points that show, for example, stronger coal consumption by power plants and rising blast furnace operating rates by steel mills, while at the same time gauges for property and car sales are improving more slowly. That combination will drag on China’s growth over the coming months, according to economists at Citigroup Inc. 76116058The problem for China’s industrial sector -- due to its massive output -- is that it really needs both local and global demand to be strong. If both are weak, it’s clearly a dire outlook. But if local demand recovers and global demand doesn’t, there are still problems.“At the end of the day, China’s economy is driven by demand and right now there is no demand,” Viktor Shvets, head of Asian strategy at Macquarie Commodities and Global Markets, told Bloomberg Radio.A scenario where manufacturers capacity originally dedicated to the export market is retooled to produce for the home market instead would still lead to overproduction. Then the supply-demand mismatch would end up adding to deflationary pressures and a pose fresh headwinds to economic growth, according to Bo Zhuang, chief China economist at research firm TS Lombard.For now, China’s factory owners are hoping it won’t come to that.Grace Gao, an export manager at Shandong Pangu Industrial Co. that makes tools like hammers and axes -- around 60% of their goods go to Europe -- is seeing orders come in as her clients get up and running again. But even as things pick up, Gao remains hesitant to call a full recovery.“Our clients are facing unprecedented problems,” she said. “It’s still hard to estimate when we’ll get back on our feet.”

NEW DELHI: Domestic equity indices moved in sync with developed markets like the US last week, disregarding rising numbers of Covid casualties at home and simmering tensions between the US and China.Bank, cement and realty stocks were in heavy demand while pharma names suffered due to profit booking. Investors have been keenly watching management commentaries with March quarter earnings to assess the future impact of Covid lockdown.“Pharma firms' commentaries have not been encouraging given the existing pricing pressure from the US and the fact that the domestic market does not offer the runway for increased growth visibility. Cement and auto sector CEOs, on the other hand, have given the impression of near-term better outlook on the back of pickup in pent-up demand,” said Jimeet Modi, Founder & CEO, SAMCO Securities & StockNote.Below are 10 stocks that kept buzzing throughout the week:Esab India: The welding equipment maker was the top BSE500 gainer during the week as it announced a dividend of Rs 70 per share. The company said it would result in an outflow of Rs 107.75 crore. Shares of the firm spiked 25.95 per cent to Rs 1,371 during the four-day week. EID Parry, Dhanuka Agritech: Shares of the companies involved in making fertilisers jumped during the last week as investors anticipated an increase in demand for pesticides following locust attacks in western and north India. EID Parry was among the biggest gainers, up 22.71 per cent to Rs 195 while Dhanuka Agritech rose 16.35 per cent to Rs 576.Vodafone Idea: Shares of the telco featured among the top gainers for the second consecutive week as reports suggested that Google could purchase a 5 per cent stake in the company. However, Vodafone Idea denied any talks. Shares rose 16.93 per cent to Rs 6.56 during the week.Federal Bank: Amid the buying frenzy in bank sticks during the week, shares of Federal Bank gained 16.91 per cent to Rs 44.95. Dalal Street analysts said FII buying in banking counters have led to the recovery.Orient Cement: Cement stocks came back to favour as investors hoped for a recovery in demand as construction projects resumed across India. Orient Cement was the biggest gainer among them during the week advancing 15.38 per cent to Rs 47.Prestige Estate, Godrej Properties: Realty stocks were also in demand during the week as market participants hoped for a recovery in demand as well as start of work in under construction projects. Prestige Estate added 14.88 per cent to Rs 157.15 while Godrej Properties climbed 14.39 per cent to Rs 688.85.Torrent Pharma, Lupin: Partly profit booking and partly activity around Q4 earnings were responsible for a drop in share prices of these drugmakers. Lupin reported a 34.55 per cent rise in its consolidated net profit to Rs 389.63 crore and Torrent Pharma reported a consolidated net profit of Rs 314 crore for the March quarter. Shares of Torrent Pharma were the biggest BSE500 loser, down 8.39 per cent to Rs 2,365 while Lupin fell 4 per cent to Rs 870.

Uncommon Schools - New York City, NY - Company Description Uncommon Schools (Uncommon) Uncommon Schools is a nonprofit network of high-performing public schools that are increasing the academic achievement of historically under-resourced communities and preparing students for success in college and beyond. Uncommon currently manages 54 schools serving more than 20,000 students in six cities: Boston, Camden, New York City, Newark, Rochester, and Troy. We have achieved outstanding academic results based on internal assessments, statewide exams, and graduation milestones. Job Description Position Overview The Director of Enrollment owns and is responsible for crafting and leading the student recruitment, enrollment, and retention strategy for all Uncommon’s schools! The Director of Enrollment is accountable for running the annual enrollment cycle across all 6 regions and 54 schools where Uncommon operates, ensuring we hit 100% enrollment across all grades and schools. This is a new position at Uncommon and is an exciting opportunity to revamp and build our recruitment and enrollment strategy from the ground up! The Director will be instrumental in crafting, developing, implementing, and monitoring the org-wide enrollment strategy. The ideal candidate is comfortable with building both the strategy and driving the execution, often simultaneously, and is passionate about taking on the challenges and opportunities inherent in founding a new organizational function. The Director will be responsible for building out and leading enrollment teams for each region. Management includes, but is not limited, to reporting, training, accountability management, analyzing trends, sharing standard methodologies, and effectively rolling out new initiatives or modifications to existing practices. This role report to the Chief Advisor, who sits on the Executive Team and leads external affairs. The Director of Enrollment will collaborate closely with others across the organization, especially the Director of Marketing and Communications who will lead the marketing strategy, our Managing Directors of Operations, who are responsible for school and regional operations and budgets, and Regional Senior Directors who lead all aspects of e external affairs in each region. Responsibilities We are seeking a leader who has a deep understanding of what types of strategies and tactics are needed to accomplish our student enrollment goals and is motivated by data and results. You must be comfortable with ambiguity and able to creatively problem solve to accomplish our shared goals. Lead Uncommon to achieve 100% enrollment in all schools on the first day of classes Design, develop, refine, and execute on enrollment and relationship development strategy across the recruitment and enrollment season including pre-launch, application launch, lottery, orientation, registration, and the first day of school and ongoing throughout the school year Analyze data to develop new strategies to overcome any enrollment challenges Hire, onboard, develop, hold accountable and retain enrollment teams in every region Own central data analysis for enrollment across Uncommon, including developing systems, and producing projections and weekly reports, and responding to ad-hoc requests Coordinate with Marketing, Data Analytics, Operations, and other relevant teams to continue to refine and adapt Uncommon’s enrollment strategy Work with the Director of Marketing to align the marketing and enrollment strategies throughout enrollment lifecycle Work closely with regional and school leaders to ensure successful change management and implementation Qualifications Minimum Qualifications 5-7 years of experience with emphasis in student recruitment, project management, relationship development, pipeline management and lifecycle programs. 2+ years leading large teams, managing at least 3 reports Highly developed staff management and leadership skills, with the ability to lead, develop, and manage multiple teams Strong communication skills and the ability to work collaboratively and cross-functionally Entrepreneurial, growth mentality, comfortable with gray areas and a passion for building systems and structures from scratch Experience designing, implementing, and leading large scale projects Experience in data analysis and process management Strong dedication to Uncommon’s mission Bachelors degree required, MBA preferred Preferred Qualifications Experience leading remote or geographically dispersed teams Experience with CRM tools (Salesforce, Hubspot, etc.) Understanding of K-12 landscape, ideally with charter schools Familiarity with performance marketing and associated metrics Additional Information Uncommon Schools offers salaries commensurate with experience and a very generous benefits and vacation package. All staff members receive extensive professional development, and are equipped with a laptop computer and all necessary supplies. Uncommon believes in the importance of being a diverse, equitable and inclusive organization that enables our students and staff to thrive. We are committed to building a talented team that reflects the diverse backgrounds and experiences of our students. At the same time, we work to ensure an inclusive community through creating a space for meaningful dialogue about issues of race and identity for our staff and students. As an equal opportunity employer, we hire without consideration to race, religion, creed, color, national origin, age, gender, sexual orientation, marital status, veteran status or disability.... - Permanent - Full-time

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Guilford Technical Community College - Jamestown, NC - #RPM The Procurement Technician is responsible for overseeing the textbook and supplies adoption process. Responsibilities include securing textbook orders each semester from faculty for the campus stores. Responsible for managing the many aspects of the textbook management system including editing, data entry, gathering adoptions, reporting, and sourcing books from numerous wholesalers and publishers. Also responsible for procuring different supplies, kits, uniforms and technology items for resale to students in support of programs. The Procurement Technician is also responsible for providing excellent customer service to our students and faculty. Duties/Functions Procures course materials and supplies for the campus stores; communicates with faculty by phone, email, and office visits to complete textbook adoptions; researches book addition changes/new book titles and ensures accuracy and timely completion Enters orders into inventory management system, meets with vendors, researches products and places purchase orders Meets with faculty to determine specific tools, kits, uniforms and technology items the stores can offer to support their program. Obtains and analyzes past buyback history to set retail buyback limits Performs aggressive search tactics for used books via “want listing” from used book wholesalers Assists in planning, executing and reporting the daily and end of term buybacks and coordinates with appropriate store staff Assists the shipping and receiving personnel to determine the appropriate course materials to be returned to publishers, distributors and wholesalers Provides back up support for Accounts Payable/Receivable Clerk and the other positions Researches future course material technology trends and serves as a resource for faculty on information relating to publishers, course content and other questions and concerns Provides coverage for all Campus Stores as needed Works closely with the Assistant Manager to resolve invoice payment questions Accepts, receipts and verifies for deposit all cash, checks or other negotiable instruments in payment of books, supplies, sundries, tuition, fees other miscellaneous income as applicable Maintains the campus store in a neat, clean and orderly manner, including keeping shelves well stocked with books, supplies, general merchandise, food and drink and some sundry items including pricing all merchandise Assists with the campus stores annual inventory Participates on college committees and attends college meetings and activities Schedules and participates in staff development activities that will improve job skills and enhance overall job performance Adheres to the college’s time and attendance policy Attends annual local, state and national college bookstore buying shows, tradeshows and conferences as needed Performs all duties as assigned by supervisor Difficult Challenges Keeping abreast of trends and changes in the text industry and communicate them consistently to upper management Analyzing the performance/sell through of millions of dollars’ worth of inventory. This position uses analytical tools in the database management program, Booklog, to calculate margin, pull sales history, sales trends, stock performance and many other data points Taking the lead on all faculty course material orders, and working directly with faculty by attending meetings, conference calls, and meetings one on one with GTCC faculty Attends tradeshows and conferences to place purchase orders, learn more about industry trends, serve on association committees and present information to colleagues in the industry Contacts Daily: Procurement Technicians regarding informational updates Daily: faculty regarding informational updates, negotiating Daily: publisher representatives re course material adoptions, requirements, deadlines, negotiating Daily: Retail Services Manager and Assistant Manager – Campus Store regarding informational updates, questions, discussions, advice Quarterly: department chairs and deans regarding informational updates Education Required Associate’s degree from a regionally accredited post-secondary institution Education Preferred Bachelor’s degree in business or accounting from a regionally accredited post-secondary institution Experience Required Two to five years of experience working in a business or retail environment with preference given to experience working in a college/university retail operation Experience Preferred Experience with BookLog software preferred; other database project management experience helpful KSA Required General understanding of purchasing and inventory control principals in a public agency setting Knowledge of computers and proficiency with the most current network applications used by the college including Microsoft Excel, Word, PowerPoint and email Knowledge of college, system-wide, federal, state and local regulations, policies and procedures as it pertains to the area of responsibility Knowledge of safety procedures as well as a high degree of attention needed to ensure safe working conditions are maintained and to prevent injury to self and others Ability to work with automated and manual accounting/records systems Knowledge of basic math and the ability to make simple arithmetic calculations Strong partnership skills to work with varying departments and interests Ability to keep accurate, detailed records in an organized manner and maintain an appropriate level of documentation for audit reviews Ability to work additional hours or alter work schedule to accommodate the timely completion of assigned job tasks Flexibility in providing back-up assistance for various departmental areas as needed Demonstrates and models the college’s employability skills: adaptability, communication, information processing, problem solving, responsibility and teamwork Ability to establish and maintain effective working relationships with co-workers, faculty/staff, administration and general public Demonstrated positive customer and quality focus by exercising human relations skills such as tact, diplomacy and professionalism Strong work ethic with the ability to use good judgment, identify alternative courses of action and perform assigned tasks with the appropriate level of direction and supervision KSA Preferred Department/Job Specific Requirements Acceptable criminal background check Acceptable credit history report Possession of or the ability to obtain a valid NC state driver’s license required. Must have and maintain a good driving record The following (compliance) training is required and must be completed within the first 30 days of hire with annual refresher training thereafter: Ethics Safety/Shooter on Campus Personal Information Protection Training (PIP) Anti-Discrimination/Harassment & Title IX Other training may be required as determined applicable. Physical Demands Physical Activity: Primarily sitting Environmental Hazard(s): <15% Lifting: 20<→50lbs. Posting Type: Staff recblid fhd01pvbt6stkf0ypiytzyuo77l6ls... - Permanent - Full-time

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